A conversational budgeting assistant
People can build budgets, adjust targets, and understand their spending by chatting with Zowda.
Zowda Affiliate Program
Help people stress less about money. Earn when they choose Zowda.
If approved, share a budgeting app you believe in and earn 30% of qualifying subscription revenue during each referred customer’s first 12 subscription months.
Applications are open. Approval in Dub enrolls you in the program. Identity, tax, and payout onboarding must be complete before Zowda can release a payout.
- of qualifying subscription revenue
- 30%
- of eligible customer payments
- 12 months
- last-click attribution window
- 30 days
What affiliates are recommending
A clearer way to work with money
Zowda brings budgets, linked financial data, and conversational help together so people can understand where they stand and decide what to do next.
Budgets that stay editable
Every category can be fine-tuned by hand, with a Debt Focus strategy for people prioritizing payoff progress.
Timely context
Weekly and monthly Pulse reports, budget alerts, and spending insights help people see what changed.
Who may apply
For people who can explain Zowda authentically
We welcome US-based personal-finance creators, budgeting educators, newsletters, podcasters, community leaders, and customers who genuinely understand Zowda.
Applicants must be US persons or businesses. A paid Zowda subscription is not required.
How it works
- 1 Apply and accept the Zowda Affiliate Program Terms.
- 2 Zowda reviews your application and records its decision in Dub.
- 3 If approved, create a custom go.zowda.com link in your Dub dashboard.
- 4 Share your link with an appropriate affiliate disclosure.
- 5 Review clicks, leads, sales, commissions, and payouts in Dub.
- 6 Complete identity, tax, and payout onboarding before payout. Eligible balances enter monthly review after the 60-day hold and once they reach $50.
Terms in plain English
Know how the program works
- If approved, earn 30% of qualifying subscription revenue.
- Eligible payments count during the customer's first 12 subscription months.
- The most recent eligible affiliate click within 30 days receives credit.
- Web and Android customers may receive 10% off their first Stripe payment when another promotion is not used.
- Apple purchases may earn commission but receive no affiliate customer discount.
- Stripe commissionable revenue excludes tax and reflects discounts, credits, refunds, and negative prorations.
- Apple commissionable revenue uses verified proceeds, not the App Store sticker price.
- Refunds, disputes, chargebacks, and credits may reduce or reverse commission.
- The 60-day hold does not guarantee payment exactly on day 60.
- Balances below $50 carry forward.
- Self-referrals and compensation for recruiting other affiliates are not eligible.
This summary is for convenience. The Affiliate Program Terms control if there is a conflict.
Frequently asked questions
- Who can apply?
- The program is open to US persons and businesses, including personal-finance creators, budgeting educators, newsletters, podcasters, community leaders, and customers who understand Zowda. You do not need a paid Zowda subscription.
- When can I start sharing referral links?
- If Zowda approves your application in Dub, that approval enrolls you in the program and you can create Affiliate Links. Identity, tax, and payout onboarding affects when earnings can be paid, not whether an approved affiliate may begin sharing links.
- How is commission calculated?
- Commission is 30% of qualifying subscription revenue. Stripe revenue excludes tax and reflects discounts, credits, refunds, and negative prorations. Apple revenue is based on verified storefront proceeds rather than the App Store sticker price, and Dub converts that sale to USD for program reporting and commission.
- How long can a referral earn commission?
- Eligible payments count during the referred customer's first 12 subscription months.
- How does attribution work?
- The most recent eligible affiliate click within the 30-day attribution window receives credit. Once an eligible purchase is attributed, later qualifying payments follow that relationship.
- Does the referred customer receive a discount?
- On web and Android, the customer may receive 10% off their first Stripe payment when another promotion is not used. Apple App Store purchases do not receive the affiliate discount.
- Which purchase channels qualify?
- Eligible subscriptions purchased on the web, through Android's Stripe checkout, or through Apple's App Store can earn commission.
- Can I choose my affiliate link?
- If Zowda approves your application in Dub, you can create custom go.zowda.com links for approved Zowda destinations. Create a new link when you need a new slug; renaming an existing link can stop its old URL from tracking.
- When are payouts made?
- Commissions have a 60-day hold. Eligible balances of at least $50 are reviewed for the next monthly payout; smaller balances carry forward. Onboarding or reconciliation issues can delay payment.
- What happens after a refund or dispute?
- Refunds, credits, chargebacks, and disputes may reduce or reverse the related commission, including through an adjustment against future earnings when necessary.
- Can I refer myself or earn by recruiting affiliates?
- No. Self-referrals do not qualify, and the program does not pay commission merely for recruiting another affiliate.
- Do I need to disclose the relationship?
- Yes. Clearly disclose that you may earn a commission near each recommendation or affiliate link, in a way your audience can easily notice and understand.
- How do tax and payout onboarding work?
- Dub collects the identity, tax, and payout information required for managed payouts. You remain responsible for your own tax obligations.
- Where can I get help?
- Contact Zowda support with program questions or use your Dub dashboard for link and payout onboarding details.
Ready to share a calmer way to budget?
Apply through Dub. Once Zowda approves your application in Dub, you can create and share your referral links.