Stop stressing about money

Take control of your spending, crush your debt, and build real savings — with a plan that actually works for your life.

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Everything you need to get your money right

A straightforward toolkit for budgeting, paying off debt, and building the financial habits that stick.

Talk to Your Money

Zowda's AI assistant builds your budget, adjusts targets, fixes miscategorized transactions, and answers questions like “what did I spend on groceries?” — just by chatting.

Budget With Clarity

Create a realistic budget that matches your life. The assistant sets it up from your actual income, and you can fine-tune every category by hand.

A Budget That Targets Your Debt

Choose the Debt Focus strategy and your budget prioritizes extra payments toward paying your debt down — without squeezing the essentials.

Your Week in One Pulse

An AI-written weekly and monthly digest of what you spent, where you stand against your budget, and what changed.

Alerts Before You Overspend

Get a heads-up when a category is approaching its limit — and when a bank connection needs attention — before it becomes a surprise.

Spending Insights

Spot patterns you didn't know existed. Understand your habits with clear categories and trends — no judgment, just data.

Frequently asked questions

How does Zowda secure my financial data?
Zowda never stores your banking credentials and has no ability to access your accounts or move money. We use a third-party data aggregator that connects to your bank on your behalf and forwards us read-only transaction records. That transaction data is stored in Google Cloud Platform, protected by Google’s state-of-the-art infrastructure security.
What platforms is Zowda available on?
Zowda is available as a web app you can use in any modern browser, and as a mobile app for both iOS and Android.
Can I cancel anytime?
Yes. There are no long-term contracts or cancellation fees. You can cancel your subscription at any time, and you’ll retain access through the end of your current billing period.
Which banks and financial institutions are supported?
Zowda connects to thousands of banks, credit unions, and financial institutions across the United States through our secure data aggregation partner. During account setup you can search for your institution to confirm it’s supported.
How do I connect my bank account?
After signing up, tap “Link Account,” search for your bank, and log in through our aggregator’s secure widget. Your credentials are handled entirely by the aggregator — Zowda never sees them. Once linked, your transactions begin syncing automatically.
Does each member of a shared budget need their own account?
Yes. Every member of a group budget needs their own paid Zowda account. Zowda uses AI-powered analysis tailored to each individual’s spending, income, and goals, and the compute cost of those workloads needs to be covered per person.